A monthly budget that fits your life.
Use our free monthly budget planner to organize income, essentials, flexible spending, and savings. See what remains, download a CSV, or print your plan.
Your monthly numbers
The amounts below are an illustrative example. Replace them with your own. All amounts are in US dollars.
Your amounts stay in this page’s memory. Download a copy before leaving or refreshing; this site does not save your budget.
Room in your plan
This is the amount still unassigned. You can leave a buffer or give it a purpose.
Income − all planned expenses − savings = remaining. Savings are an allocation, not an expense. This is a planning estimate, not a bank balance.
Start with money you can count on.
Use take-home income after deductions. If your pay varies, start with an amount you can reasonably expect and revisit your plan when the money arrives. Include minimum debt payments among essentials and plan separately for irregular costs.
For a worked example that follows your pay dates, read our biweekly budgeting guide. To prepare for upcoming annual costs, explore sinking funds.